

(For parents with preschoolers)
(For primary and secondary school students)
(For youth and young professionals)
Due to the current COVID-19 situation, it may take longer than expected to process your loan application. We appreciate your kind understanding and patience.
Introduction
The MENDAKI Study Loan Full Time (Local National) is available for all Muslim students. It aims to uplift the educational performance of the Muslim Community by providing interest-free loans to Muslim students who require financial aid. It helps to partly finance students who are pursuing a full-time diploma or degree course at government institutions locally.
Application Period
1 January – 15 January 2022
15 February – 30 November 2022
Eligibility Criteria
Applicants must meet the following requirements:
Loan Agreement
An email will be sent out to successful applicants once the loan is approved to notify them of the date for the signing of loan agreement. Successful applicants and their guarantors are required to sign the loan agreement in the presence of a MENDAKI officer at Wisma MENDAKI, 51 Kee Sun Avenue (off Tay Lian Teck Road), Singapore 457056. Applicant and guarantors are required to bring along their NRIC during the signing of loan agreement for verification purposes.
As per the loan agreement, the applicant (borrower) needs to observe and fulfil the following conditions:
If the borrower does not fulfil any of the above condition or any of the term in the loan agreement, the borrower will be considered to have breached the contract of the loan agreement. The full amount of the loan would have to be repaid immediately.
Loan Quantum
Up to 80% of tuition fee (after tuition grant) throughout entire course of study for up to 4 years.
The loan amount is at the discretion of the Loans Committee after taking into consideration the financial circumstances of the applicant, the course of study, accreditation of institution and other relevant criteria. The decision of the Loans Committee is final.
Loans Disbursement
Applicants will be notified through email on future loan disbursements. Applicants are required to submit a photocopy of their exam results in MyMendaki portal at the end of each academic year as proof of progression to the next year of study.
Loan Repayment
Repayment of the loan will commence 1 month after the first loan disbursement at $50 monthly. 6 months after the completion of your course, the repayment amount will increase to $100 monthly for diploma level, $250 monthly for normal degree level and $500 monthly for medicine courses. There will be an annual progressive increment of $100. The repayment of loan could be made via Internet Banking (DBS/POSB), PayNow, QR code payment, GIRO, NETS OR cheque.
{Click here for more details on loan repayment}
Application Procedure
Applications can only be made online. Processing of the applications will take 3 weeks from the date the full submission from applicant and guarantors are received. Applicants will be notified through email on the outcome of the application.
Incomplete applications will not be processed and applications that did not meet the eligibility criteria will be rejected.
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